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“Behind every confident farmer
is a clear picture of their business"
Seeing the complete picture of your farm, means every decision forward becomes easier to make.
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“Working hard’s not the same as getting ahead — but when you understand the numbers, you can get ahead, faster.”
That’s exactly what you get with AgFin's Farm Profit Roadmap, designed solely for Aussie Family Farms. Insight and understanding that drives business resilience and profit.
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Do These Sound Familiar?
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Plan to manage, not react.
We give you the structure and analysis to make well thought out decisions ahead of time, not emotional reactive ones.
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How We Helped a Young Couple When Their Bank Said "No"
From "Loan Declined" to a Multi-Million Dollar Approval in One Week.
The Problem
A young farming couple took over the family farm. They needed to expand to be viable, but their bank wouldn't even consider their loan application due to a lack of history and experience. They were stuck.
The Solution
We worked with them to build a professional, 5-year business plan and financial forecast as part of the Farm Profitability Roadmap. We showed their future potential in a way that the new bank understood and trusted.
The Result
The new bank, given comfort by our detailed plan, gave them indicative approval within one week. They secured the capital they needed to grow, refinancing their existing debt at a lower interest rate and setting their farm on a path to success.
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The Action Plan that's not a cost...
It's an Investment
You're maybe hesitant about the cost and the work involved. That's why we've designed a process that does the heavy lifting for you and is proven to deliver a positive Return on Investment.
2. The Cost
"Clients who use the Roadmap describe two big benefits: peace of mind and profit. Peace of mind because they know they’re making decisions with solid backing, not guesswork. Profit because one smart move — securing finance on better terms, selling at the right time, or keeping costs in check — can easily cover the investment many times over"
1. The Work
"You provide us with your historical farm data plus 3-5 years of financial reports and any current budgets. From there, we do the analysis. Our job is to save you time and mental energy, not create more work for you."
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Hear from other farmers' experiences
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Farm Profitability Roadmap
The most valuable document on your farm
This retainer service blends the best of AgFin's services into one living actionable plan.
Here's Exactly What We'll Build For You
1. Financial Fitness Check
Reviewing your historical farm program, profitability and cash position.
We start by understanding where the business stands — what’s working, what’s not, and how the past season or two has shaped the current outlook. This draws a line in the sand.
Benefit: Helps identify pressure points and opportunities by grounding all planning in facts, not guesswork.
Value: $4,000
2. Where Do You Want to Be?
Clarifying personal and business goals over the next 3–5 years.
This isn’t a fluffy vision session. It’s about putting words to what success looks like — whether it’s expansion, succession, scaling back, or just making do with what you've got.
Benefit: Aligns financial and operational decisions with the outcomes that actually matter to your family and business.
Value: $2,500
3. What’s the Plan to Get There?
The Farm Profit Roadmap
We stress test and model different scenarios — conservative and optimistic — so you can see the road ahead before you drive it. It’s a live plan, not a static spreadsheet. We walk you through every number and analysis, in plain English.
It’s forward focused and answers every bank question before it's asked. This document alone can be the difference between getting a "yes" or a "no" on your next loan.
Benefit: You gain control, with knowledge and confidence to make decisions before they become urgent.
Value: $8,000
4. Making the Right Decisions at the Right Time
Support throughout the year to test ideas, deals, or changes.
From machinery upgrades to land purchases or business restructuring, we’re on hand to run the numbers and talk through the options — before you commit. And every quarter we catch up with you on-farm to track progress.
Benefit: Reduces risk and improves decision quality by making sure each move fits the bigger picture.
Value: $2,200
5. Improving the Farm’s Financial Fitness
Tracking trends in profitability, equity, cashflow, and bank position.
We’ll keep measuring what matters and adjusting as the season unfolds. It’s not about perfection — it’s about making better decisions over time.
Benefit to client: Helps build a stronger, more resilient farm business — one that’s easier to manage and better prepared for change.
Value: $4,000
Total Value $20,000+
Your investment? A fraction of that.
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