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Real-world insights to improve farm profit and financial strength.

Let’s talk about what's next for your farm.

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Banking & Interest Rates

Farm Finance Broker vs Advisor: Who Really Works for the Farmer?

Should farmers use a broker or advisor for loans? Learn the real costs, commissions, and risks in Australian farm finance.

May 74 min read

Understand. Decide. Grow.

This guide is an introductory, plain-English explanation to the numbers behind your business. It brings together the core concepts you need all in one practical guide.

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We’re Wimmera-based and proud of it.

AF Consulting is a Horsham-based farm business consultancy led by Robert Barnes.

We help Australian family farms understand their numbers, improve profitability, manage cash flow, prepare for finance, and make better long-term business decisions.

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